Joleen Rose - ERA Key Realty Services-Bay State Group


For those who want to enjoy a quick, seamless homebuying experience, it helps to prepare as much as possible. In fact, those who plan ahead may be better equipped than others to avoid various challenges throughout the homebuying cycle.

From struggling to obtain home financing after a seller accepts your offer to purchase to struggling to find the right home in one of your preferred cities and towns, myriad issues may make it tough for you to achieve your desired results on the homebuying journey. Fortunately, we're here to help you minimize risk as you pursue your dream residence.

Now, let's take a look at three tips to help you avoid a homebuying fiasco.

1. Establish Homebuying Criteria

If you enter the housing market with criteria in hand, you can narrow your house search. As a result, you may be able to accelerate your journey from homebuyer to homeowner.

Think about where you want to live. Then, you can hone your home search and focus exclusively on houses in specific cities and towns.

It also may be beneficial to establish a list of home must-haves and wants. This list can help you determine exactly what you want to find in your dream house so you can map out your home search accordingly.

2. Get Pre-Approved for a Mortgage

There is no need to wait to get a mortgage. Thankfully, lenders are available that can help you get approved for a mortgage before you kick off your home search.

Meet with a variety of banks and credit unions – you'll be glad you did. This will allow you to learn about the ins and outs of different mortgage options.

Furthermore, don't hesitate to ask questions about all of the mortgage options at your disposal. Because if you understand exactly how a mortgage works, you can make an informed mortgage decision.

3. Collaborate with a Real Estate Agent

When it comes to avoiding problems during the homebuying journey, it generally is a good idea to hire a real estate agent. This housing market professional will offer comprehensive support at each stage of the homebuying journey. By doing so, a real estate agent will ensure you can quickly and effortlessly navigate the housing market.

For example, if you want to find a house in a small town, a real estate agent will help you explore residences that match your expectations. He or she will set up home showings and keep you informed about open house events. Plus, if you identify your dream house, a real estate agent will help you submit a competitive offer to purchase.

Let's not forget about the housing market expertise that a real estate agent possesses, either. If you ever have concerns or questions as you pursue your dream house, a real estate agent is happy to address them at any time.

Want to discover your dream residence? Use the aforementioned tips, and you can reduce the risk of encountering problems as you search for your ideal residence.


Photo by Fizkes via Shutterstock

If you know absolutely nothing about buying a house, don’t learn the hard way. There’s plenty of information available to help you avoid the many potential pitfalls in the process. You want your first home buying experience to be exciting, not exhausting. Here are some tips to get you started the right way.

  • Know when you’re ready. Sometimes the pressure to buy comes from well-meaning family and friends. Even your boss might press you to buy a home. But there are personal and financial milestones you need to pass before jumping into the housing market. These include paying down debt, monitoring your credit report and credit scores and freeing up cash to save for a down payment. If you can’t adjust your cash flow so that you can set some funds aside, you may not be ready to buy a home. Yes, there are zero-down and low-down-payment loans out there, but you still have closing costs, taxes, insurance and maintenance to cover. If you’re not there yet, start by making small adjustments to your financial picture. Trying living on a budget. You’ll find plenty of apps online or for your phone to help you follow the money. Once you know where your money goes, you can redirect it to where you want it.
  • Learn what you want. While you’re working on your financial adjustments, start visiting open houses. Go to single-family homes, new builder developments, condominiums, townhomes, patio communities and hi-rise buildings. Keep a list of what you like and dislike about each. Then, consider the time it takes to maintain the property. Calculate the hours spent mowing the lawn or caring for landscaping, or the cost to have it done for you. Consider if you want a ready-to-live-in home, or if you’re up to the challenge of a renovation. If so, will you do the work yourself or hire out to have it done? While not a perfect depiction, watch television shows about home renovations and remodels. You’ll see some of the disasters that might be lurking behind an innocent-looking wall.
  • Hire the right help. Buying a home for the first time is not the time to go it alone. Hire a professional real estate agent that represents buyers. You need someone in your corner during negotiations and the contract process so that necessary paperwork gets completed and a seller’s potential lack of disclosures doesn’t slip by you. Your agent can refer a home inspector to find out everything that might need repairs. Then they can negotiate for you to get the price reduced or the item fixed during the closing process.

If you follow these suggestions, when your agent finds the perfect home, you’ll be ready to take the exhilarating leap to purchase your first home.


Sometimes the simplest habits can yield the greatest results. Making to-do lists is the perfect example of a productive habit -- especially if you're getting ready to sell your home.

When putting your house on the market, here are a few tips to keep in mind for staying on track and avoiding delays.

Organization: As a home seller, there are a lot of things you can do to prepare your house for real estate showings.

Making lists can be an extremely effective way to reinforce goals, clarify objectives, and remind yourself what needs to be done. Knowing your priorities for the day (and week) can strengthen your confidence and help you avoid that feeling of being overwhelmed. On the other hand, when you lack clarity and keep forgetting important tasks, frustration and pessimism can creep in, causing you to lose your edge.

Like any method of staying organized and focused, making lists is not without its potential pitfalls. Priority lists are of little use if they get misplaced, buried under other documents, or forgotten about for days or weeks. Ideally, your list of important tasks should be readily accessible, highly visible, and regularly updated. While some people like to use old-fashioned written lists in a spiral-bound notebook or legal-size pad of paper, others may prefer their mobile devices, computer, or a reminder app.

The benefit of creating a list and checking off items as you progress is that it helps keep you focused, goal oriented, and organized. The sooner you create a priority list of tasks, the greater your efficiency will be in getting them done.

Motivation: Although your real estate agent will handle most of the details related to selling your home, there are still dozens of tasks you'll need to be involved in. Keeping your home and property well maintained, presentable, and in a state of good repair are among them. If you're like most home sellers, however, your plate is already full with family responsibilities, career demands, and other obligations. Fortunately, there are strategies for balancing your priorities.

The three keys to getting important stuff done in a timely way are: effective time management, prioritization, and staying motivated. Selling a house is a team effort involving you, your family, your real estate agent, and other professionals. Doing your utmost to keep your real estate objectives on the "front burner" will help keep the sales process moving forward and make a good impression on potential buyers.

Goals, in general, should be specific, attainable, measurable, and deadline-oriented. As motivational writer Napoleon Hill said, "A goal is a dream with a deadline." When you fail to assign a target date or deadline to a house-selling task, it's all-too-easy to let that goal slide and cause you to lose your advantage.



2 Tara Terrace, Millis, MA 02054

Single-Family

$692,500
Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Traditional Center Entrance, 10 Room - 4 Bedroom Colonial In Sought After Neighborhood, Has Been Meticulously Maintained By The Original Owners & Is Situated on a Gorgeous 1.7-Acre Wooded Lot with Attractive White Scalloped Fencing and Amazing Views of Towering Pines! Two-Story Foyer, Formal Living Room, and Dining Room Feature Crown Molding, Wainscoting, and Gleaming Hardwood Flooring. Large Open Eat-In Kitchen Features a Center Island with Cooktop, Corian Counters, Beautiful Bay Window, and Tile Flooring. The Family Room Features a Vaulted Ceiling, Brick Hearth Fireplace & French Doors Opening Into a Spectacular 4-Season Room with Vaulted Ceiling. Private Deck Overlooks a Beautifully Maintained Yard with Mature Plantings. First-Floor Laundry, Central A/C, Gas Heat, Located ~4 Miles to the Norfolk Commuter Rail, Award Winning School Status. Showings To Begin on Saturday 2/13 & Sunday 2/14 @ 1-3 pm.
Open House
Saturday
February 13 at 1:00 PM to 3:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 2 Tara Terrace, Millis, MA 02054    Get Directions





2 Tara Terrace, Millis, MA 02054

Single-Family

$692,500
Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Traditional Center Entrance, 10 Room - 4 Bedroom Colonial In Sought After Neighborhood, Has Been Meticulously Maintained By The Original Owners & Is Situated on a Gorgeous 1.7-Acre Wooded Lot with Attractive White Scalloped Fencing and Amazing Views of Towering Pines! Two-Story Foyer, Formal Living Room, and Dining Room Feature Crown Molding, Wainscoting, and Gleaming Hardwood Flooring. Large Open Eat-In Kitchen Features a Center Island with Cooktop, Corian Counters, Beautiful Bay Window, and Tile Flooring. The Family Room Features a Vaulted Ceiling, Brick Hearth Fireplace & French Doors Opening Into a Spectacular 4-Season Room with Vaulted Ceiling. Private Deck Overlooks a Beautifully Maintained Yard with Mature Plantings. First-Floor Laundry, Central A/C, Gas Heat, Located ~4 Miles to the Norfolk Commuter Rail, Award Winning School Status. Showings To Begin on Saturday 2/13 & Sunday 2/14 @ 1-3 pm.
Open House
Saturday
February 13 at 1:00 PM to 3:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 2 Tara Terrace, Millis, MA 02054    Get Directions